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Meet Steve Koffman & Associates and Michael Schneider-Christians
 

Steve Koffman and Michael Schneider-Christians are among the most respected Broker/Realtors in the SW Florida market. Steve Koffman and Associates has been the #1 Century 21 team in Florida since 2002. Together the Steve Koffman and Michael Schneider-Christians teams sold over $170 Million for their clients in 2005. Michael and Steve combine for over 35 years experience in the Cape Coral, Fort Myers market and employ a team of 30 realtors each successful and experienced in all aspects of the real estate market.  


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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
What little-known folk remedy is said to help keep bats away from your home?

A 
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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Steve Koffman, REALTOR®, real estate agent and broker for Fort Myers and Cape Coral, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Koffman & Associates
Century 21 Sunbelt, Inc.

506 SW 47th Terrace
Cape Coral, FL 33914
Toll Free: 800-742-5169, ext 132
Local Phone: 239-443-2463
Fax: 239-443-2486
Email: Koffman@NUMBER1EXPERT.com

Steve Koffman & Associates is the top Century 21 Team in Florida. Steve Koffman, broker/realtor, has 15 years of experience in Cape Coral and Lee County. Century 21 Sunbelt is the top brokerage in America. The team of Steve Koffman & Associates consists of 30 real estate professionals, each very successful and experienced in all aspects of real estate. The team has built its success on satisfied and repeat customers.

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