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Southwest Florida Real Estate

with Steve Koffman & Associates

Welcome to Steve Koffman & Associates, top real estate agents in Fort Myers, Cape Coral and Southwest Florida. Browse our site, search for Fort Myers homes or Cape Coral properties and feel free to let us answer all your questions. We have been the top Century 21 Team in Florida since 2002. 

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Automatically search for the latest listings in our Multiple Listings. Click here to sign up to receive emails automatically for the latest listings that meet your desires as they come on the market.

If you are looking for Southwest Florida real estate, Cape Coral homes or Fort Myers properties, we want to help! Our site is packed with information about the area and about real estate and properties in Cape Coral, Fort Myers and Southwest Florida. Our team has been the top Century 21 team in Florida 2002-2009 and we have agents to serve you in German, Spanish and Polish. We sold over $515 Million in real estate since 2002. We look forward to talking or exchanging e-mails with you! look over our site and feel free to register to get personal contact with one of our knowledgable agents.

As you know, the sales prices of homes in our area now have tumbled, and we have a gigantic inventory of homes for sale in Cape Coral.  Many of these homes are listed at reduced or undreamed-of bargain prices.  The marketing statistics we prepare monthly in our office are posted in a blog on this web site.  We invite you to click on the marketing statistics link above, view our blog, and share your comments with us. 

What you'll find on this web site:

Links to search local, state and national real estate listings

Many real estate tips and tools

Information about Cape Coral and Fort Myers




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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
In what area of the United States did the price of existing homes increase most dramatically in 2005?

A 
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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Steve Koffman, REALTOR®, real estate agent and broker for Fort Myers and Cape Coral, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Koffman & Associates
Century 21 Sunbelt, Inc.

506 SW 47th Terrace
Cape Coral, FL 33914
Toll Free: 800-742-5169, ext 132
Local Phone: 239-443-2463
Fax: 239-443-2486
Email: Koffman@NUMBER1EXPERT.com

Steve Koffman & Associates is the top Century 21 Team in Florida. Steve Koffman, broker/realtor, has 15 years of experience in Cape Coral and Lee County. Century 21 Sunbelt is the top brokerage in America. The team of Steve Koffman & Associates consists of 30 real estate professionals, each very successful and experienced in all aspects of real estate. The team has built its success on satisfied and repeat customers.

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