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All agents are NOT alike! Find out why we are top real estate experts. Call us: 239-443-2463.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Cape Coral Real Estate Agents & Realtors About Steve Koffman:
About Steve Koffman - Information about Steve Koffman of Fort Myers and Cape Coral, Florida Meet Steve Koffman's Team - Meet Steve Koffman's team of real estate assistants for the Fort Myers and Cape Coral area. Testimonials - Read what Steve Koffman's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Florida home buying & property selling information is guaranteed by Steve Koffman. Privacy Guarantee - This Fort Myers and Cape Coral real estate web site will respect your privacy, guaranteed by Steve Koffman. No Obligation Guarantee - Steve Koffman's real estate help by email is free & without obligation for Fort Myers and Cape Coral home owners in Florida. For Real Estate Agents - Let Steve Koffman help you with your professional real estate broker and agent needs in the Fort Myers and Cape Coral area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Steve Koffman. Go to Main Sitemap - Main sitemap sections include Find Fort Myers and Cape Coral Homes, For Home Buyers, For Home Sellers, Fort Myers and Cape Coral Information, Real Estate Resources, and About Steve Koffman.
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What country of the world has the highest percentage of private housing?
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| A |
Mongolia, where 100% of all properties are owner-occupied. |
 See More Real Estate Trivia > |
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Steve Koffman & Associates
Century 21 Sunbelt, Inc.
506 SW 47th Terrace
Cape Coral, FL 33914
Toll Free: 800-742-5169, ext 132
Local Phone: 239-443-2463
Fax: 239-443-2486
Email: Koffman@NUMBER1EXPERT.com
Steve Koffman & Associates is the top Century 21 Team in Florida. Steve Koffman, broker/realtor, has 15 years of experience in Cape Coral and Lee County. Century 21 Sunbelt is the top brokerage in America. The team of Steve Koffman & Associates consists of 30 real estate professionals, each very successful and experienced in all aspects of real estate. The team has built its success on satisfied and repeat customers.  
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